Canadian Lawyer

January 2010

The most widely read magazine for Canadian lawyers

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Two $50,000 investments, equal performance... 1% difference in investment fees. $287,175 $380,613 Which investment would you rather own? Imagine opening two similar RRSP investment funds and depositing a lump sum of $50,000 into each. The only difference between them is that one fund includes an investment fee of 2%, while the other offers a 1% fee. If both have an 8% annualized rate of return, by the end of 30 years, the fund with a 1% investment fee would be nearly $100,000 larger than the more expensive, but equally performing fund choice. Offering you lower investment fees from some of Canada's best fund managers is one way CBA Financial can help you get to your retirement goals faster. In addition, our fund options are carefully selected and monitored with the assistance of internationally respected investment consultants to help ensure a sensible balance of long term stability, risk and overall returns. Put more of your money to work for you. Enrol in a CBA Financial RRSP today with the help of your local authorized sales representative. Call 1-888-707-2911 or visit www.barfinancial.com. Fo r l awy e r s , b y l awy e r s The above example is for illustrative purposes only. Any fees associated with your investments may vary and plan performance is not guaranteed. The CBAF Retirement Savings Plan (RRSP) is provided through Manulife Financial Group Savings and Retirement Solutions, a business unit operated within Manulife Financial (The Manufacturers Life Insurance Company). Investment management fees are associated with any segregated funds offered through this plan. For more details, please visit www.barfinancial.com. 48 J A NU A R Y 2010 www. C ANADIAN Law ye rmag.com

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